INTRODUCTION
Welcome to guide global business. In this context, we will take on the insurance industry, the general definition of safe, adequate explanation and accurate definition, brief presentation on the history, the insurer, insured insurance branches, the role of the insurance industry and how you as an individual may benefit most when you get up, your car, your home, even if your business expectations. Insurance is a financial institution classified as a non-banking financial institution. The story goes that in 1800BC, Babylonians the Hammurabi code contained provisions that had elements of insurance in the laws governing their trade. You may ask, how insurance companies can generate money used to compensate the manufacturer when affected by an accident? The truth is that the money we collect from your policyholder (ie, which has an agreement with the insurance company) is invested in the form of price (an additional amount of money paid plus the cost normal ... something for the BBC Eng Dict) and money is invested in securities, stocks, mortgages (ie home) and government bonds (in our next article we will explain this news: bonds, stocks, mortgages and govt bonds) .. We hope to expand this, you must have understood the above explanation on the insurance company. Now the next thing we will consider is the function of insurance companies.
Welcome to guide global business. In this context, we will take on the insurance industry, the general definition of safe, adequate explanation and accurate definition, brief presentation on the history, the insurer, insured insurance branches, the role of the insurance industry and how you as an individual may benefit most when you get up, your car, your home, even if your business expectations. Insurance is a financial institution classified as a non-banking financial institution. The story goes that in 1800BC, Babylonians the Hammurabi code contained provisions that had elements of insurance in the laws governing their trade. You may ask, how insurance companies can generate money used to compensate the manufacturer when affected by an accident? The truth is that the money we collect from your policyholder (ie, which has an agreement with the insurance company) is invested in the form of price (an additional amount of money paid plus the cost normal ... something for the BBC Eng Dict) and money is invested in securities, stocks, mortgages (ie home) and government bonds (in our next article we will explain this news: bonds, stocks, mortgages and govt bonds) .. We hope to expand this, you must have understood the above explanation on the insurance company. Now the next thing we will consider is the function of insurance companies.
Among other functions, the main function of the
insurance company shall bear the risk, financial losses of individuals are
carefully distributed among many people, for example, in the case of fire, the
policyholder in fire insurance pays a premium in a pool, including losses
common suffering are compensated.
The insurance encourages savings sector (ie conservation money), especially through its life insurance policies that provide funds for the family, welfare and old age provisions. Insurance companies work hand in hand with trade. The insured: This is the part that touches insurance in other words, the person or persons who are the insurance policy. The insurance covers all other terms including the subscriber is an officer of an insurance company whose business is the realization of new business for the company.
The insurance company has a contract that promises to pay compensation at a later date by a value known as premium (ie the money paid by the insured to the insurer for the insurance coverage provided in the policy).
FEATURES 2
Insurance, because its main function, accumulate large funds that hold as custodians and on which the claims and losses are met.
Insurance, because its main function, accumulate large funds that hold as custodians and on which the claims and losses are met.
ROLES OF INSURER
Here we examine the role of the insurer as insurance subsidiary functions; Indeed, in a general sense (they have a very wide range of function), the insurer is the provision of necessary insurance, benefits to the insured if any accident, according to inmates insurance. An individual or population may suffer a great loss of material, if not for the intervention of the loss prevention system by insurance companies to their policyholders.
The insurer also helps boasting of business: Many large -scale enterprises today can make your business in good faith, after having transferred all of the risk to the insurance company, in other words. Insurance companies help maintain and stabilize the environment of large-scale business today and Organizations.
For those who, against all odds, accept the insurance policy properly, the benefits provided in areas such as
1. Financial Insurance
2. Personal insurance
3. Property insurance
1. CASH INSURANCE:
Here we examine the role of the insurer as insurance subsidiary functions; Indeed, in a general sense (they have a very wide range of function), the insurer is the provision of necessary insurance, benefits to the insured if any accident, according to inmates insurance. An individual or population may suffer a great loss of material, if not for the intervention of the loss prevention system by insurance companies to their policyholders.
The insurer also helps boasting of business: Many large -scale enterprises today can make your business in good faith, after having transferred all of the risk to the insurance company, in other words. Insurance companies help maintain and stabilize the environment of large-scale business today and Organizations.
For those who, against all odds, accept the insurance policy properly, the benefits provided in areas such as
1. Financial Insurance
2. Personal insurance
3. Property insurance
1. CASH INSURANCE:
This has to do with money or tied
to something of this nature. This insurance policy mainly benefits business
owners, directors, managers, etc. This insurance policy provides coverage for
the employer against loss of money without wanting to, or in a situation where
an employee defrauds his employer a certain sum of money placed in custody or
in things concerning d other events / loss. Other policies are financial
insurance; Fidelity bonds (also known as the ship's warranty name), legal fees,
credit and the interruption of insurance coverage activities. This type of
insurance coverage that your employee will help compensate them (the employer)
and also facilitate the fear and tension that the accident may cause her
employee.
These are all life insurance classes and accident policies also. Other personal insurance sub-divisions are:
I. Life insurance
II. Accident and health insurance,
III. Permanent insurance disease
IV. Social Security
These subdivisions have several similarities that come out to meet the same objective, such as life insurance, accident and health insurance, this policy ensures that the policyholders when overtaken by misfortune, which resulted in a disability permanent or death will still be able to care for their own and their dependents in case of death.
3. PROPERTY INSURANCE
The property insurance policy involves property insurance should cover any risk of damage or loss by fire, accident, theft or other risks that may arise. Under this, there are other subdivisions that include:
I. Auto Insurance
II. Marine insurance
III. Fire insurance
IV. Theft insurance
v. Special hazard insurance
vi. All risk insurance
In all of these sub-divisions of property insurance, their insurance coverage is given to each of them should be any damage or loss related to the type of policy holder has.
4. INSURANCE LIABILITY
This provides coverage for the insured against liability to others. Liability insurance is also divided into the employer's responsibility to its employees and the public responsibility for the insured. Both liability insurance subdivisions must explain their respective obligations, and since the responsibility often arises processes, liability policy only covers claims that the insured becomes legally obligated to.
We must also keep in mind that no insurance policy can prevent theft, fire or other calamity or the creation of a legal responsibility but may provide financial assistance in such situations. It does not protect, for example, the property of matter that is the subject of insurance, but the financial interest of the insurer. So be sure to get insurance today.
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