Home Depot Credit Card Facts You Need To Know

Just in case you have ignored how the 20th century in a cave, Home Depot is the largest home improvement retailer in the US, with 2,193 stores across the country and abroad. In fact, you can build your own with its artificial cave construction materials.

Types

There are two main types of maps Home Depot. First, the consumption of the card and MasterCard consumer rewards are mainly for owners who spend small amounts of building materials for basic home repair, renovation and maintenance. Secondly, cards and Depot Supply Depot Business Rewards MasterCard are targeted for small businesses and large sizes who spend larger amounts of building materials. As such, they are often involved in interior design, office and residential building construction and other related industries.Of course, each card has its advantages, depending on your needs for home improvement.

Advantages

There are many benefits to get one of the cards mentioned above, Home Depot, the following are the most important for the cardholder:

o You do not have to pay an annual fee, which is in contrast to the commercial credit cards charge up to $ 100 per year.

o After your initial purchase of at least a thousand dollars, you should not make the payment and pay interest for 6 months after purchase. After 6 months, you must start repaying your debt to fixed interest rate of 8 percent, depending on the type of card.

o You can view, manage and pay your online credit card account on your site, which is certainly very fast, easy and convenient for busy people. You can also make payments in shops in one of Home Depot stores.

Your Home Depot credit card is valid in all stores to Home Depot. You assume the financial responsibility and liability for unauthorized charges on your credit card.

Take note, however, that the commercial credit card requires full payment of all fees due and payable monthly.

You can also avail special promotions and rewards programs with your Home Depot credit card. For example, you earn 2 points for charges made in gas stations, restaurants, pharmacies and grocery stores. You can then redeem your points for gift cards, merchandise and air travel.