According to Wikipedia, the insurance
is:
"Insurance, in law and economics, is a risk management order used to protect against the risk of a potential loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another in exchange for a premium, and can be considered a small loss guarantee to avoid a significant loss, potentially devastating "
Insurance can be personal or business, but the main purpose of insurance is to ensure that you or your business against loss. Term insurance can be described as follows:
"Insurance, in law and economics, is a risk management order used to protect against the risk of a potential loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another in exchange for a premium, and can be considered a small loss guarantee to avoid a significant loss, potentially devastating "
Insurance can be personal or business, but the main purpose of insurance is to ensure that you or your business against loss. Term insurance can be described as follows:
- A small loss to prevent a large loss can be
devastating.
Insurance protects you against financial loss in the future, if you have an accident. Insurance is a contract between you - insured (person or entity buying the insurance) and the insurance company. Political payments are called premium.
Please complete the form and make the insurance quote. There are a number of types of insurance, but we will stick with the main ones:
Auto insurance
Auto insurance also known as
- Car insurance
- Car insurance
- Car Insurance
It is purchased for cars, trucks, motorcycles and other vehicles. The main use of car insurance is to provide protection against losses incurred as a result of traffic accidents.
Approximately 175 million were covered by automobile insurance companies. It is the largest market for car insurance in the world. About 34 million are insured as well. China - 10 million insured vehicles.
Auto insurance provides:
a) The coverage of the property - which pays for thief or damage to your car
b) Medical coverage - it pays to its responsibility to others for bodily injury or property damage
c) The coverage of liability - who pays for the cost of treating injuries, lost wages and funeral expenses.
Insurance premium varies between adolescents and adults, men and women. Sports car owners, motorcycles insurance premiums rather than compact cars, midsize cars and electric cars.
In the United States, Russia, Brazil, Japan car insurance company should notify you by email, phone or any other method to renew your contract.
Home Insurance
Like car insurance, home insurance provides compensation or hold it against damage caused by a disaster home. It is sometimes called hazard insurance or homeowners insurance as well. May include:
- Losses occurring at his home
- Household Loss
- Home content
- Other owner of personal property loss
In certain geographic areas, you must purchase additional insurance for certain types of disasters, such as:
- Flood Insurance
- Earthquake
- War
They removed the original from the political and require additional coverage. Home insurance policy is a long contract. Home insurance company should notify you by email, phone or any other method to renew your contract.
Health plan
Health insurance is the type of insurance that pays for medical expenses. It is also known as:
health coverage
health coverage
health benefits
Policy can be purchased by individuals or legal entities based group coverage for their employees. The policy of health insurance is a long contract. Policyholders must pay premiums to protect themselves from unexpected medical expenses. Insurance contract can be renewable annually or monthly.
In 2008, about 84% of US citizens have health insurance:
About 9% insurance directly disease
About 60% get it through an employer
About 20% of Americans get health insurance from various government agencies.
In 2006, there were 16% of Americans (47 million people) who were without health insurance. Many plans include medical expenses cover dental expenses. Standalone dental insurance is also available.
Hospitals and doctors funded by payments from patients and insurance.
Life insurance
Life insurance is also known as life insurance. Insurer (or Life Insurance Company) agreed to pay the sum of money upon the occurrence of death, the insured person's disease, a serious illness, terminal illness or other event. Borrower pays a fee at regular intervals or lump sums. Life insurance can be:
Temporary.
There are life insurance coverage for specified period of time at a specified rate (premium). Normally, the premium buys protection in the event of death and nothing else.
Permanent
The type of insurance that remains in force until the policies mature (in other words paid) unless the borrower does not pay the fee provided if necessary.
Like most insurance policies, life insurance is a contract between the insurer and the insured for which an allowance is paid to the designated beneficiaries if an insured event that is covered by the policy.
Protection policies
Investment Policies
Disease
Each contract may include limitations of insured events. Any false information by the insured on the application will cancel the contract.
After the death or illness of the insured the insurance company requires acceptable proof before paying the claim. For example, the list of documents required for the death of the insured:
Death certificate
Completed, signed and notarized application form
If the death of the insured looks suspicious, it can be studied by the insurance company before deciding whether it has the obligation to pay the claim.
0 komentar